Frequently Asked Questions About Long Term Care Insurance
What is Long Term Care?
? Long Term Care is medical & sometimes supportive assistance for all those who have a degenerative condition, terminal illness, or cognitive disorder.
? Some of this care includes custodial care & assistance with every day activities such as eating, dressing, etc. Care also includes supervision for the cognitively impaired.
? Long Term Care isn’t restricted to a specific setting. Care can be provided in nursing homes, the person’s own home, assisted living centers, & adult day cares.
Why Do I really need Long Term Care?
? With Long Term Care, you can remain in control of your care decisions
? You can receive care at the place you choose
? You are paying professionals & can therefore spend more quality time who family members & friends who would otherwise be taking care of you
? Saves you & your family members & friends from emotional & financial strain
What if I Already Have Health Insurance & Medicare?
? Although Health Insurance & Medicare are very important, they do not fully cover the cost of Long Term Care.
? Health Insurance:
? Doctor’s visits, hospital bills, & prescriptions
? HEALTH INSURANCE DOES NOT COVER CUSTODIAL CARE!!
? Medicare:
? Medical supplement insurance is restricted by the limited coverage rules of Medicare
? Short term care is limited to 90-100 days!
? Medicaid:
? Medicaid is only offered to those with low income & assets.
? Those who do received Medicaid may have limited choices as to where they can receive care.
To receive a quote for Long Term Care Insurance, please visit Quotes Auction to speak to a real person! www.2insure4less.com/?s=232528&k=Long+Term+Care
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